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Privacy Policy

We are dedicated to protecting your privacy when using our website. Please read this policy to understand how we collect and use information gathered through this website, and to understand your rights regarding these practices.

PERSONAL INFORMATION COLLECTION & USAGE:
Generally, we gather two types of information. The first type of information is the Personally Identifiable Information ("Personal Information") that you expressly provide when you enroll. This information includes your name, mailing address, e-mail address, and date of birth or some other unique personal identifier that we can use to confirm sales and billing information (e.g. city of birth or mother's maiden name). Occasionally, we may request other information from you that may be used by our Membership Services department to confirm enrollment, update your account or confirm your order. From time to time, we may offer you optional surveys that may ask you for your opinions or demographic data (e.g. age and gender) so that we can improve our program and offerings. We may sell the personal information that you supply to us, and we may work with other businesses to bring select retail opportunities to our users.

Personally identifiable Information and/or third party personally identifiable information collected through the site will be used to send communications that users have opted into and subscribed to the Services.

If a user's personally identifiable information changes (such as zip code, phone, email or postal address), or if a user no longer desires our service, users can delete/deactivate users' personally identifiable information. This can be done by emailing privacy@mortgagebailoutkit.com.

Use of Data Collected
We use your personal, demographic and profile data to enhance your experience at our site and to enable us to present content we think you might be interested in. We use your contact information to send you information about our company and promotional material from our partners. We may also use your personal, demographic and profile data to improve our site, for statistical analysis, for marketing and promotional purposes, send SMS alerts or notification, and for editorial or feedback purposes for our advertisers. Information collected by us may be added to our databases and used for future telemarketing, SMS text-messaging, e-mails or postal mailings regarding site updates, new products and services, upcoming events, and/or status of orders placed online. By using this site, you agree that you may be contacted in any manner contemplated in this section even if your number is found on a do not call registry, in-house list or similar registry.

Opt-out rights
For SMS text messages, you may remove your information by sending your request by replying "STOP", "END", "QUIT" to the SMS text message you have received and we will remove your personal information within 10 days of receiving such request.

CLICKSTREAM: As you use the Internet, a trail of electronic information is left at each website you visit. This information, which is sometimes referred to as "click stream data," can be collected and stored by a website's server. Click stream data can tell us the type of computer and browsing software you use and the address of the website from which you linked to the website. Clear gifs (aka Action Tags) are being used to collect the click stream data. This technology is also being used within html emails for the purpose of tracking open rates. We may use click stream data as a form of aggregate information to anonymously determine how much time Subscribers spend on each page of our website, how Subscribers navigate throughout the website and how we may tailor our web pages to better meet the needs of Subscribers. This information may be used to improve our website. Any collection or use of click stream data will be anonymous and aggregate, and will not contain any personal information.

CHANGES TO POLICY; OPT-OUT PROCESS: We reserve the right, at our discretion, to change, modify, add, or remove portions from this policy at any time. Your continued use of our website following the posting of any changes to this policy means you accept such changes.

However, if at any time in the future we plan to use personal information in a way that differs from this policy, users will be notified by either 30 days notice displayed prominently on this website or by email. We will provide you the opportunity to opt-out of such differing uses.

By subscribing to this website, you consent to receive information and updates on our Services directly. You may cancel your account with us at any time by following unsubscribe procedures on the website or by following the unsubscribe instructions that will be contained within any email sent by Us.

COOKIES:

"Cookies" are pieces of information that may be placed on your computer by a website for the purpose of facilitating and enhancing your communication and interaction with that website. Many websites use cookies for these purposes. We, and any third parties that place materials on the website, may use cookies to customize your visit to the website and for other purposes to make your visit more convenient or to enable us to enhance our service. You may stop or restrict the placement of cookies on your computer or flush them from your browser by adjusting your web browser preferences, in which case you may still use our website, but it may interfere with some of its functionality. We do not use cookies to retrieve information from your computer for purposes that are unrelated to the website or your interaction with the website.

We utilizes a third-party site measurement service to measure our website traffic. This third-party may use information (not including your name, address, email address or telephone number) about your use of the Services in order to help us improve the website content and navigation. Your information will only be used by Us. The third-party site measurement service does not capture or store your personally identifiable information.

SECURITY: The security of your personal information is very important to us. We attempt to provide for the secure transmission of your information from your computer to our servers by utilizing encryption software. We have put in place appropriate physical, electronic, and managerial procedures to safeguard the information we collect. Only those employees who need access to your information in order to perform their duties are allowed access to your personal information. However, due to the inherent open nature of the Internet, we cannot guarantee that communications between you and Us will be free from unauthorized access by third parties such as hackers and your use of the website demonstrates your assumption of this risk.

WEB SITE LEGAL DISCLAIMER: Use of this website is governed by the provisions contained herein and in the usage Terms and Conditions. Your use or access of the website constitutes your agreement to be bound by these provisions. Though we make every effort to preserve user privacy, we may need to disclose personal information when required by law wherein we have a good-faith belief that such an action is necessary to comply with a current judicial proceeding, a court order or legal process served on our website. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS YOU MAY NOT ACCESS, SUBSCRIBE TO OR OTHERWISE USE THE SERVICE OR THIS WEB SITE.

This privacy policy updated on July 14, 2009


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